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About Us

Building Homes. Building Hope.

A Hand Up, Not a Hand Out

The families that are supported through Habitat for Humanity Northumberland are caught in the vicious cycle of poverty. Many are forced to make impossible choices between such essentials as shelter and food, between paying rent and paying utility bills. These are choices no family should have to make.

Our goal at Habitat for Humanity is to break the cycle of poverty through promoting homeownership. We achieve this mission through our Homeownership Program which helps individuals and families in financially vulnerable situations build and buy quality affordable homes. We aim to break barriers to homeownership by enabling families to purchase their own home. Habitat for Humanity homes are sold with:

  • No down-payment
  • Interest free mortgages
  • Mortgage payments set at 25% of gross income
  • Homeowner training and support services

This program ensures affordable housing while allowing families to build equity for the future and contribute back to the community.

In order to qualify for this program homebuyers must be able to demonstrate their need, be able to carry a mortgage, and contribute a minimum of 500 hours of "sweat equity" into building their own home or providing other assistance to Habitat for Humanity. For more information on applying to own a Habitat for Humanity home click here.


Mission, Vision and Values


A world where everyone has a safe and decent place to live.


To mobilize volunteers and community partners in building affordable housing and
promoting homeownership as a means to breaking the cycle of poverty.


  • Housing for All - We believe that access to safe, decent and affordable housing is a basic human right that should be available to all.
  • Human Dignity - We believe in the worth and dignity of every human being. We respect the people we serve and those that help us in this effort and recognize them as our greatest resource.
  • Partnership - We believe we can best achieve our mission through meaningful and mutually-beneficial partnerships with others.
  • Faith in Action - We believe that faith is lived through action. Building on our Christian foundation, we serve and work with people of all faiths and beliefs in a spirit of justice and compassion.

  • Diversity and Inclusiveness - We believe there is a role for everyone committed to our vision, mission and values and we seek to enrich our organization through diversity

Home | About Us | Stories | Advocate | Volunteer | Become a Homeowner | Home Repairs | Sponsors | ReStore | Contact Us


Offices and ReStore: 764 Division Street, Cobourg, ON K9A 0A6

Tel: 289-252-0999 Fax: 289-252-2211 | Email: info@habitatnorthumberland.ca
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